No you won’t. I forbid it!
Gubmint fcking with all things credit, e.g, Dodd-Frank, is a problem and generally mucked up. But the Shumer Box went a long way to doing just what you indicated: making credit terms “intelligible, and concise”, and the financial/lending industry certainly wasn’t going to do it on their own.
"Government should do for people only what they cannot do better by themselves, and no more.” --Abraham Lincoln:
I have laughed at some of her humor/comedy in the past when she was up-n-coming, but she’d probably be excoriated and run out of town on a rail if she made the same jokes nowadays