Does anyone have insurance not through an employer? I was laid off earlier in the year. I have to decide whether to move to Cobra coverage at $650 a month or purchase a less expensive policy. I’m having a hard time deciphering the polices and commitments online.
I have found $350 a month policies but cannot determine if they include yearly preventative (cholesterol checks, annual physicals, etc.). I’m very healthy, haven’t been sick in years, don’t need prescription copays, and just looking for catastrophic coverage until I regain full-time employment.
Thanks for your feedback…