We had a water leak in one of our bathrooms. Pier-and-beam, single-story house built 1960. Subfloor, floor, joists, beam and outside wall of house got wet. We’re currently in the “drying” phase and it sounds like C-130 trying to get off the ground in our house.
Bathroom is original mid-century green every damn where, but- our homeowners’ will cover “uniformity of appearance” so we get a new tub, sink and toilet along with new tile everywhere.
We’ve never had a homeowner’s claim before (other than a power-outage-fridge-meltdown claim) so I’m not sure where the gotchas are. Our insurer is USAA and so far it has been great, I’ve just heard lots of horror stories dealing with insurance claims. Any advice is welcome, but please denote bad advice as such.
Just make sure you ventilate the crawl space more. My grandma would dry her rooms in her house with damnrid, that seemed to help. She also battled with drainage into her crawl space as well.
They’re already on the case! Adjuster was here this morning measuring stuff to write up the estimate for the claim. My doggos liked him so he must be an ok guy.
I had an $80,000 mold remediation water damage claim in 2003.
Fans fans fans. Keep fans blowing 24/7 around the wet areas until the water has dried. Lift up carpet and carpet pads. Do not allow water to sit. You can rent fans/blowers from folks like Servpro, I believe.
Never had any issues with my insurance company. Just get the water dried out completely and asap.
Here’s my tip: If you can manage the time, use the project management money baked into the claim and pay yourself to manage the project, and roll that money into upgrades. I did that, and ended up with a much nicer set of tile flooring and countertops, etc.