Equifax Breach Claim Information

DMS General
1

@Raymond posted the talk discussion above a long time ago. I think that this is the same breach. I received notice of a settlement with the FTC. You might be affected. You can check here:

https://eligibility.equifaxbreachsettlement.com/en/eligibility

There are two options to file a claim: 1) 4-6 years of credit monitoring or 2) up to $125 in cash. Thanks @Jeeves for the correction.

I’m sure many of you have heard about this on the news lately. My wife, son and I were all affected.
We’ve all filed claims. If you’ve been affected you should file, too.

Here’s the detail info I received from Lifelock.

On July 26, 2019, Equifax announced its settlement with the Federal Trade Commission (FTC), Consumer Financial Protection Bureau, and 50 US states and territories, stemming from the September 2017 data breach. As a LifeLock member, you may qualify to file a claim.

The FTC released a follow-up statement on July 31, 2019, clarifying the settlement details and options for consumers that can be found here.

SETTLEMENT DETAILS

• Reimbursement: If you information was exposed, you can file a claim for reimbursement of time and expenses incurred dealing with the breach and any resulting identity theft, fraud or losses. You may have to provide supporting documentation.

• Credit monitoring: If your information was exposed in the breach, you can opt in to the settlement benefit of credit monitoring.

• Filing a claim: If your information was exposed in the breach, you can file your claim at EquifaxBreachSettlement.com. This is the only authorized website to file your claim. Be aware of fake websites or phone calls offering assistance in filing a claim. Identity thieves may try to capitalize on this opportunity to trick people into giving out their personal information.

• If you have already filed your claim: If you have already submitted a claim, you should receive an email from the settlement administrator to determine which settlement benefit you’d like to receive.

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“up to”. With only $31 million being split up and the Millions of people already requesting the cash, you are not likely to get even close to $125 (not $150). Go with the free credit monitoring (not protection) if you feel you are owed something.

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Thanks for the corrections. My wife applied for the monitoring and I asked for the cash. We’ll see what the amount is.

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I’m curious how they were able to determine who’s information was breached & who’s wasn’t.

Mine says it was not.

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I’m thinking they have a huge database of people whose data was stolen/breached/lost and they compared your info to it. If your’s wasn’t in the list I’d just be thankful. One of my Vanguard accounts was locked because of suspicious behavior. Multiple incorrect logins. They also tried to recover the password using the Vanguard recovery process. Vanguard caught them and vverything was unsuccessful, but they made my life inconvenienced none the less.

I don’t know if it was because of the Equifax breach or not, but it was not fun getting everything changed. I spent several hours changing all of my other passwords as well as dealing with the Vanguard security team. I also use two factor authentication wherever possible on all of my accounts and it is a necessity these days.

We live in a world fraught with identity theft and online crime. You have to do what you can to protect yourself.

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This is probably the best advice in this thread.

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